If you service a client who employs marine workers such as longshoremen, harbor workers, or dock workers, their employees will be covered under the federal Longshore and Harbor Workers Compensation Act. This act requires that such employers carry additional workers compensation coverage to benefit their maritime employees. For such employers, this creates interesting insurance...

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While some clients can be hard to place, if your client is in the right business, they might be quite happy participating in a small energy program. These programs have certain businesses that are excluded from participation, but can be of great benefit to those businesses with smaller risks having to do with energy....

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